At last, for a generation that's materially ambitious yet financially clueless comes I Will Teach You To Be Rich, Ramit Sethi's 6-week personal finance program for 20-to-35-year-olds. A completely practical approach delivered with a nonjudgmental style that makes readers want to do what Sethi says, it is based around the four pillars of personal finance- banking, saving, budgeting, and investing-and the wealth-building ideas of personal entrepreneurship.
How did banking, borrowing, investing, and even losing money—in other words, participating in the modern financial system—come to seem likeroutine activities of everydaylife? Genres of the Credit Economy addressesthis question by examining the history of financial instruments and representations of finance in eighteenth- and nineteenth-century Britain. Chronicling the process by which some of our most important conceptual categories were naturalized, Mary Poovey explores complex relationships among forms of writing that are not usually viewed together, from bills of exchange and bank chec... [Read More]
The Great American Recession resulted in the loss of eight million jobs between 2007 and 2009. More than four million homes were lost to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as the current economic malaise in Europe, were caused by a large r... [Read More]
One of our foremost economic thinkers challenges a cherished tenet of today’s financial orthodoxy: that spending less, refusing to forgive debt, and shrinking government—“austerity”—is the solution to a persisting economic crisis like ours or Europe’s, now in its fifth year. Since the collapse of September 2008, the conversation about economic recovery has centered on the question of debt: whether we have too much of it, whose debt to forgive, and how to cut the deficit. These questions dominated the sound bites of the 2012 U.S. presidential election, the fiscal-cliff debates, and ... [Read More]
You know that feeling: Your bills are piling up. You arewondering if you can possibly get the money to paythem — and that feeling multiplies when your car breaksdown. That feeling is so paralyzing that it stops peoplefrom taking rational steps: They will do anything to justmake that feeling go away.For some people, this means ignoring the problementirely. They stop paying their bills, and the mail pilesup, as do the unanswered calls from collection agencies.One, three, even five years later, the mail is still unopened,and the problem has intensified. Perhaps they attemptdebt negotiation�... [Read More]
This book is a guide to the purposes, strengths, and weaknesses of disclosures as consumer protections in financial transactions such as loans, deposits, and consumer leases. It focuses on the federal Truth in Lending Act but also covers a variety of other federal disclosure statutes designed to protect consumers in their financial relationships. It comes at a time when federal financial consumer protection policy in the financial area is again a matter of intense public scrutiny and debate.Because of the importance of public policy issues surrounding use of disclosures as consumer protections... [Read More]
The first comprehensive review of credit reporting systems worldwide, including their institutional forms and evidence of their impact on financial markets.Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit... [Read More]
The Fellowes AutoMax 500C Cross-Cut Shredder can automatically shred up to 500 sheets of paper with the touch of a button into 397 (5/32 x 1 - 1 1/2" Security Level P-4) cross-cut particles. This machine also safely shreds CDs/DVDs, Credit Cards, Staples, Paper Clips and Junk Mail. The 500C is equipped with SureFeed Technology providing fast, powerful, automatic shredding for increased productivity. Simply load the drawer, push the button and walk away. To prevent shredding interruptions and achieve jam free operation, this machine uses a Jam Guard System which automatically reverses paper out... [Read More]
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Before the twentieth century, personal debt resided on the fringes of the American economy, the province of small-time criminals and struggling merchants. By the end of the century, however, the most profitable corporations and banks in the country lent money to millions of American debtors. How did this happen? The first book to follow the history of personal debt in modern America, Debtor Nation traces the evolution of debt over the course of the twentieth century, following its transformation from fringe to mainstream--thanks to federal policy, financial innovation, and retail competition.H... [Read More]
PUTIEN passport holder designed with double Zipper and multi pockets, keep all your documents handy and secure. PUTIEN products make your traveling easier! Item Specifications: Material: 100% Polyester Size: 9"x4.7"x0.8"/23cmx12cmx2cm(LxWxH) Weight: 128g / 4.5oz Closure: Double Zipper Product Type: Travel Wallets, Daily Wallets, Passport Wallets Package includes: 1 x Travel Wallet (Not including the other accessories) Inner Multi-Function Features: 4xCard Slots+1xZipper Coin Purse+1xDeep Compartment+1xCash Compartment+4xPassport Mezzanine+1xPen Clip Outside design Features: 1. Super sturdy an... [Read More]
In this book Jonathan Garner and his colleagues at Credit Suisse First Boston, argue that by 2014 the Chinese consumer will likely have displaced the US consumer as the engine of growth in the global economy. Government policy is rebalancing demand within the Chinese economy from investment spending to consumption spending. Strong trend economic growth over the cycle, a rise in the consumption to GDP ratio and steady exchange rate appreciation will likely generate an 18% compound annual growth rate in the US dollar value of Chinese consumption spending over the next ten years and lead to a qua... [Read More]
Genuine NuTone S97017706 Motor assembly includes motor and blower wheel. This motor assembly S97017706 works with the following NuTone/Broan ventilation fan models: NuTone 8814R, 8664RP. 100 CFM to quietly ventilate baths up to 95-square feet.100W ceiling light. UL listed for use in tub/shower with GFI branch circuit wiring.
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Are you tired of paying top dollar to lawyers and companies just to fix your credit score or remove negative marks from your report? Now you dont have to!Credit Repair Guide is a book designed
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